Housing Policy Blog
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Unaffordable housing
February 20, 2024
Housing cost-burden refers to the amount of household income spent on housing costs – rent or mortgage, plus utilities. A household is considered to be cost-burdened if housing costs exceed 30% of the income; severe cost-burden refers to households that pay over 50% of their income on housing costs. While … Continued
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Right to Counsel in Eviction Cases.
June 10, 2021
We’ll Need it After the Moratorium Runs Out. Two Charlotte city council members the other day floated the idea of adopting a right to counsel program for tenants facing eviction. That’s a milestone, and an indicator both of how serious the eviction crisis is about to get, and of how … Continued
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Zoning Reform Very Lite.
April 21, 2021
Accessory Dwelling Units Won’t Dent the Affordable Housing Crisis. ADUs are buzzy, they’re attractive, they’re problem solvers, they represent a zoning reform that might be achievable and might actually add some affordable housing units, and all without really having to challenge the prevailing order. But how much good it will … Continued
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Skin in the Game.
April 14, 2021
Biden Proposes a New First-Time Homebuyer Tax Credit. It’s almost a fundamental American faith that people should own houses and that policymakers should encourage them to do so. Whether that is wise policy is a question to which we will return often in this housing policy series. Commentators have suggested … Continued